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Real Estate Rent vs Buy Calculators for Indian Cities

The rent-vs-buy real estate decision depends heavily on where you are — stamp duty, registration charges, rental yields, and property price growth all vary by state. Pick your city below to run the numbers on a real, state-specific model: your monthly EMI, the total upfront cash you need, how much of that EMI your rent covers, and your net gain if you sell in any of the next 30 years.

Don’t see your city? Use the calculator for any city · Investing? Property investment calculators.

Karnataka

Maharashtra

Delhi

Haryana

Uttar Pradesh

Tamil Nadu

Telangana

West Bengal

Gujarat

Rajasthan

Kerala

Madhya Pradesh

Andhra Pradesh

How the calculators work

Each city page uses the same verified financial engine — a standard loan-amortization EMI, the state’s stamp duty and registration rules (including any women’s concession or registration cap), brokerage, and resale costs — projected over 30 years. Everything is editable, so you can stress-test interest rates, down payment, rent, and growth assumptions for your own situation.